We have the “know how” to come up with creative solutions to fit your situation.

We have several properties to choose from.

We have several programs to suit your individual and family needs:

• With 3-5% down as an Option-to-Buy Fee you can qualify for our “Homeowner in Training” Program giving you time to improve your credit and build up your necessary down payment.

• You can earn a fixed monthly credit toward your future down payment.

• Once your credit has improved or you have accumulated enough down payment, you can qualify for a traditional low rate bank loan or you may choose to convert to our easy qualifying “American Dream” Homeownership Program.

• This program is perfect for those with credit issues or those who haven’t saved enough down payment or just want to “test-out” the neighborhood, the schools or the house.

• Requires no bank financing or bank qualifying.

• We are not Bankers, or any other Financial Instituion. Therefore, This Program is Limited by State Law And we close with certified Real Estate Attorneys.

• You can increase your take home pay. You get to deduct interest payments and property taxes from your income taxes. This lowers your income taxes and allows you to increase your deductions.